Quarter Ending March, 2007 Average	Quarter Ending December, 2006 Average
Assets
Cash and Due From Banks	5,175,729	5,130,601
Short-term Investments	765,111	6,344,772
Investment Securities	17,896,886	15,342,519
Loans and Leases	285,679,877	285,494,140
Allowance for Losses	2,871,415	2,760,270
Loans and Leases, Net	282,808,462	282,733,869
Premises and Fixed Assets, Net	6,774,579	6,261,793
Other Real Estate Owned	163,401	162,000
Other Assets	3,296,508	1,436,713
Total Assets	316,880,676	317,412,267
Liabilities
Noninterest-bearing Deposits	24,691,847	27,478,031
Interest-bearing Deposits	242,302,305	244,364,948
Total Deposits	266,994,152	271,842,979
Short-term Borrowings	23,112,545	20,054,348
Long-term Borrowings	-	-
Acceptances Outstanding	-	-
Accrued Expenses and Other Liabilities	1,598,957	1,025,753
Total Liabilities	291,705,654	292,923,080
Capital
Equity Capital	25,175,023	24,489,187
Total Liabilities and Capital	316,880,676	317,412,267