About Us Ocala National Bank

Our goal is to be the premier Bank in Ocala/Marion County. Our strategy is to be an industry leader in banking technology, empower our staff so that they may realize their potential, and most of all deliver competitive products and services to our customers.

VISION | FLEXIBILITY | PROFESSIONALISM | ACTION | PURPOSE

Statement of Condition

	Quarter Ending December, 2007 Average	Quarter Ending September, 2007 Average
Assets
Cash and Due From Banks	4,638,135	3,088,776
Short-term Investments	4,600,000	-
Investment Securities	16,194,961	16,470,111
Loans and Leases	229,181,474	237,188,821
Allowance for Losses	4,261,903	4,697,144
Loans and Leases, Net	224,919,571	232,491,676
Premises and Fixed Assets, Net	9,529,577	9,625,226
Other Real Estate Owned	9,707,326	6,296,326
Other Assets	1,552,844	1,653,282
Total Assets	271,142,414	269,625,399

Liabilities
Noninterest-bearing Deposits	16,906,244	16,087,812
Interest-bearing Deposits	208,586,732	200,487,010
Total Deposits	225,492,976	216,574,822
Short-term Borrowings	25,000,000	30,650,000
Long-term Borrowings	-	-
Acceptances Outstanding	-	-
Accrued Expenses and Other Liabilities	1,181,441	1,140,973
Total Liabilities	251,674,417	248,365,796

Capital
Equity Capital	19,456,997	21,255,603
Total Liabilities and Capital	271,131,414	269,621,399

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© 2005 Ocala National Bank

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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us when used in this notice, mean Ocala National Bank. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

Our consumer customers who have a continuing relationship with us by purchasing or holding financial products or services such as a(n):
- Deposit Account
- Loan Account
- Credit Card Account
- Safe Deposit Box
Former customers

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party".

THE INFORMATION WE COLLECT
We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with other parties
Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PEROSNAL INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

INFORMATION ABOUT FORMER CUSTOMERS
We have the same policy about disclosing information about former customers as we do about current customers.

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